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H-D™ FLEX FINANCING

An alternate way to purchase your next H-D® motorcycle that combines the benefits of attractive monthly payments and the ability to return your motorcycle at the end of term, similar to a lease

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BENEFITS FOR THE RIDER

FLEXIBILITY

Multiple end of term options to enhance your H-D® motorcycle ownership experience; Pay off your current bike to own it outright, trade-in1, refinance2 or return3 it to an authorized dealership at the end of your term.

SHORTER TERMS

Customize your payment period with either a 36-or 48-month term - a shorter time frame than standard financing options.

ATTRACTIVE MONTHLY PAYMENTS

Enjoy a break from traditional buying and leasing by making monthly payments as low as $311 on Grand American Touring Models with 10% down and a final balloon payment of $10,771.66 due at the end of the 48-month term.

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Flex Financing 

Traditional Financing 
Bike TypesNew H-D® Touring, Trike and CVO™ Bikes

All bikes

Terms36 and 48-months

24 to 84-months, 96-months on select models

PaymentLower monthly payments throughout your term with a single final balloon payment

You will pay the same amount each month until the bike is paid off

End of Term

Trade-in1 for a new H-D® model
Keep your current bike after paying off remainder
Refinance2 your balloon payment with HDFS
Return3 your bike after settling your account balance


Your loan is fully paid off. The bike is yours to keep or trade-in

Financing on your terms: H-D Flex Financing    APPLY FOR CREDIT